The Dealers Choice Difference

  • Comprehensive Coverage at Competitive Rates
  • Tailored Risk Management Services
  • Dedicated Staff Specializing in Dealership Operations
  • Complimentary State-mandated Equipment Inspections
  • Streamlined Billing Process
  • Managed By Dealers… For Dealers!

Yes, I'm Eligible.

  • NCADA Member
  • In Business 3 Years Plus
  • Profitable Operation
  • Demonstrate Commitment to Safe Work Place

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Dealers Choice Mutual Insurance, Inc.

For over 30 years, Dealers Choice Mutual Insurance, Inc., formerly NCADA SIF, has provided eligible NCADA members with stable, competitive workers’ compensation coverage.

What makes Dealers Choice unique is its overarching mission to provide all North Carolina dealers exceptional value through customized insurance programs.  Dealers Choice’s Board of Directors is comprised of dealer principals, who know better than anyone what today‚Äôs dealerships need and expect.  Since Dealers Choice is a mutual insurance organization, it is managed for the benefit of its members. In addition, any surplus earnings not required for the sound operation of the company over the long-term can be returned to members as dividends subject to Regulatory approval.  Forward looking loss control and aggressive claims management stabilize the premiums members pay year to year.

North Carolina Automobile Dealers AssociationDealers Choice Mutual Insurance is exclusively endorsed by North Carolina Automobile Dealers Association.

“Twenty-nine years ago in 1982, we dealers got together and formed our Self-Insurers Fund for Workers Compensation Insurance. We were well served by receiving lower rates and over the years have saved a great deal of money.

You will recall that when we entered the workers comp market, the other insurance companies at the time tried to break our undertaking by offering what would have been quite temporary low-ball rates/premiums.  We didn’t take the bait. It didn’t work. We stayed the course.

Norwood Bryan, Bryan Honda